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ยฉ 2026 MakeMyLoan Pty Ltd ยท Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances โ€” a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
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Guides / Investment Loans

Investment Loans guides

Broker-written guides on investment loans โ€” what lenders look for, what things cost, and how to get a better outcome.

Home LoansCredit & ApprovalRefinanceFirst Home BuyersInvestment LoansBusiness LoansCommercial FinanceCar LoansAsset FinanceSMSF LoansPersonal LoansBridging Finance
Performance dashboards and charts on a laptopInvestment Loans

Interest-only investment loans: when they help and what to watch

How interest-only investment loans work in Australia: cash-flow benefits, the repayment step-up when the IO period ends, and why IO can cut borrowing power.

6 min readยท12 July 2026
Performance dashboards and charts on a laptopInvestment Loans

Negative gearing and investment loans: what borrowers should understand

Australia's negative gearing rules changed in 2026. What the new quarantining, grandfathering and CGT changes may mean for investment loan decisions.

6 min readยท12 July 2026
Renovated Queenslander investment property with a pool
Investment Loans

Using equity to buy an investment property in Australia

How to use home equity as the deposit on an investment property: usable equity, top-ups vs separate loans vs cross-collateralisation, valuations and risks.

5 min readยท12 July 2026
Modern apartment building with balconies at duskInvestment Loans

Investment property loans explained: deposits, rental income and lender assessment

How investment property loans work in Australia: deposits and equity, how lenders shade rental income, serviceability buffers, exposure limits and structure.

5 min readยท12 July 2026
Renovated Queenslander investment property with a poolInvestment Loans

Investment property loan documents: the checklist Australian lenders ask for

The documents Australian lenders ask for on an investment property loan: income, rental evidence, contracts, equity proof and gaps that delay approval.

5 min readยท12 July 2026
Ready when you are

Explore our investment loans options

See how MakeMyLoan brokers compare lenders and structure investment loans โ€” no obligation, no jargon.

Investment Loans โ€” see your options