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Structure matters more than rate when you're investing. We set up loans that protect serviceability, tax outcomes and your next purchase.
Real situations we structure every week — each with its own lender shortlist.
Equity release from your home for the deposit, a clean standalone loan for the purchase, and structure your accountant will thank you for.
Different lenders assess rental income and existing debt very differently. Lender sequencing can add hundreds of thousands to a portfolio's capacity.
IO preserves cash flow and deductible debt while you pay down your home. We manage the IO cliff before it manages you.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
Usually up to 90% of the new property's value, with your deposit often funded from existing equity. Serviceability across your whole position sets the ceiling.
IO maximises cash flow and deductions but costs more over time and reduces borrowing power. It's a strategy question — we model both.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
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