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Progress payments, staged draws and 'as if complete' valuations — construction lending has its own rules. We manage them so your builder gets paid on time.
Real situations we structure every week — each with its own lender shortlist.
Land settles first, then the build draws down in stages — slab, frame, lock-up, fixing, completion. Interest-only on drawn funds during the build.
Stay in control of equity and timing while your existing home makes way for the new one. Bridging options if you need somewhere to live meanwhile.
Structural renos over ~$100k often price better as construction loans than equity top-ups — with the same staged protection.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
The lender releases funds at each certified stage of the build directly to the builder. You pay interest only on what's been drawn.
You fund the gap — which is why we stress-test the valuation before you sign the building contract, not after.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
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