Are you a broker? Explore the MakeMyLoan Broker Operating System →
MakeMyLoan
CalculatorsGuidesAboutContact
Client loginBorrowing powerApply now
Loans
🏠 Home Loans🔄 Refinance🔑 First Home Buyers📈 Investment Loans🏗️ Construction Loans🚗 Car Loans💼 Business Loans🏢 Commercial Loans🚜 Asset Finance🏦 SMSF Loans💳 Personal Loans🌉 Bridging Finance
More
CalculatorsGuidesAboutContact
Client loginApply now
Are you a broker? Broker Operating System →
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

📞 1300 888 369
hello@makemyloan.com.au
Loans
  • Home Loans
  • Refinance
  • First Home Buyers
  • Investment Loans
  • Construction Loans
  • Car Loans
More loans
  • Business Loans
  • Commercial Loans
  • Asset Finance
  • SMSF Loans
  • Personal Loans
  • Bridging Finance
Company
  • Calculators
  • Guides & Articles
  • About us
  • Contact
  • Referral partners
  • For brokers
  • Pricing
  • Features
  • Partner program
  • Request access
  • Client portal
  • Broker login
Legal
  • Privacy policy
  • Credit guide
  • Terms of use
  • Complaints
  • Cookies
© 2026 MakeMyLoan Pty Ltd · Credit Representative 389087, authorised under Australian Credit Licence 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances — a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
Apply📞 Call 1300 888 369
🚜
Asset Finance

Fund the gear. Keep the cash.

Trucks, trailers, machinery, medical and IT equipment — chattel mortgages and leases with low-doc approvals up to $250k for established ABNs.

Business Loan QualifierStart application
Who this is for

Sound like you?

✓Trades and construction businesses
✓Transport and logistics operators
✓Medical and professional practices
✓Any business replacing or adding equipment
Common scenarios

How clients like you use this

Real situations we structure every week — each with its own lender shortlist.

Low-doc equipment purchase

Established ABN, clean credit, common asset? Approvals to $150k–$250k with no financials — often same day.

EOFY timing

Settle before June 30 to align with depreciation and write-off measures. We know which lenders can actually move that fast.

Private sale or auction

Auction terms are unforgiving. Pre-approved limits let you bid knowing settlement will follow.

Get ahead

Documents you'll need

Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.

  • 📄 ABN and photo ID
  • 📄 Asset details (invoice, specs, VIN/serial)
  • 📄 Financials or BAS for larger amounts
  • 📄 Rates notice (asset-backed low-doc)
The journey

How the process works

  1. 1Asset and amount confirmed
  2. 2Structure chosen (chattel, lease, rental)
  3. 3Approval — same day for low-doc
  4. 4Supplier paid directly
  5. 5Asset working for you
Why use a broker

What you get that going direct won't give you

✓Low-doc thresholds mapped across 20+ funders
✓Balloons matched to asset life honestly
✓Tax structure coordinated with your accountant
✓Replacement and upgrade cycles pre-planned
Good questions

Frequently asked

New ABN — can I still get equipment finance?+

Yes, via specialist funders, usually with a deposit or property-backed director. Rates improve sharply after 2 years trading.

Chattel mortgage or lease?+

Chattel mortgage suits most businesses (you own the asset, claim GST upfront on the price). Leases suit fast-refresh assets. It's a tax question — we'll coordinate with your accountant.

No obligation

Talk it through with a asset finance specialist

Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.

Privacy consent is required before credit checks or lender discussions.

Get asset finance help today

A MakeMyLoan broker will review your numbers and call you with real options — usually the same business day.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy — privacy consent is always captured before any credit checks or lender discussions.