Are you a broker? Explore the MakeMyLoan Broker Operating System →
We compare products across a panel of major banks and specialist lenders, then prepare and manage your application through to settlement.
Real situations we structure every week — each with its own lender shortlist.
Pre-approval, bidding confidence and a loan structured around your plans — offsets, splits and repayment flexibility included.
Guarantee schemes, LMI comparisons and guarantor options assessed side by side so you know the true cost of buying sooner.
Casual, contract, bonus-heavy or self-employed income placed with lenders whose policy actually fits — not declined by the wrong one.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
From 5% with government schemes or LMI, though 20% avoids LMI entirely. We model every path with real numbers.
No — for standard home loans the lender pays our commission, and our recommendation is governed by Best Interests Duty.
Pre-approval typically 2–10 business days depending on the lender. We track lender turnaround times daily and route accordingly.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
Privacy consent is required before credit checks or lender discussions.
