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Are you a broker? Broker Operating System →
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

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© 2026 MakeMyLoan Pty Ltd · Credit Representative 389087, authorised under Australian Credit Licence 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances — a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
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Commercial Loans

Commercial property finance, minus the runaround.

Offices, warehouses, retail and specialised assets — full-doc, lease-doc and SMSF structures across bank and non-bank lenders.

Estimate RepaymentsStart application
Who this is for

Sound like you?

✓Owner-occupiers buying their premises
✓Commercial property investors
✓Developers seeking site or construction funding
✓SMSFs buying business real property
Common scenarios

How clients like you use this

Real situations we structure every week — each with its own lender shortlist.

Buy your premises

Stop paying rent to someone else's super fund. Owner-occupier purchases price well and can work inside your SMSF.

Lease-doc investment

Strong tenant, long lease? Lease-doc lending qualifies the deal on the rent — ideal for asset-rich, paperwork-light investors.

Specialised assets

Childcare, medical, pubs and purpose-built assets need lenders with genuine appetite. We know which credit teams say yes.

Get ahead

Documents you'll need

Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.

  • 📄 Entity documents (company/trust)
  • 📄 2 years financials or lease agreements
  • 📄 Contract of sale
  • 📄 Rent roll for multi-tenancy assets
  • 📄 ATO position statement
The journey

How the process works

  1. 1Asset and structure review
  2. 2Indicative terms from matched lenders
  3. 3Valuation ordered early — it drives everything
  4. 4Credit approval and documentation
  5. 5Settlement
Why use a broker

What you get that going direct won't give you

✓LVR and pricing tension created across multiple lenders
✓Lease-doc, low-doc and full-doc options compared
✓Valuation strategy managed proactively
✓SMSF and entity structures handled with your advisers
Good questions

Frequently asked

What LVR can I get on commercial property?+

Typically 65–80% depending on asset type and doc level; standard industrial/office/retail sits at the higher end.

Are commercial rates much higher than home loans?+

Usually 1–2% above residential, with lease-doc and specialised assets pricing higher again.

No obligation

Talk it through with a commercial loans specialist

Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.

Privacy consent is required before credit checks or lender discussions.

Get commercial loans help today

A MakeMyLoan broker will review your numbers and call you with real options — usually the same business day.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy — privacy consent is always captured before any credit checks or lender discussions.