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Deposits, schemes, stamp duty concessions and pre-approval — we turn the confusing parts into a clear plan and walk with you to settlement.
Real situations we structure every week — each with its own lender shortlist.
Home Guarantee Scheme places let eligible buyers purchase with 5% and skip LMI — we check eligibility and price caps for your state.
A family member's equity can eliminate LMI and boost your budget. We structure it so the guarantee is limited and released as early as possible.
We model both paths with real numbers — price growth, rent paid, LMI, scheme access — so the decision is maths, not vibes.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
The Home Guarantee Scheme (5% deposit, no LMI), state stamp duty exemptions/concessions, and First Home Owner Grants for new builds. Eligibility depends on income, price caps and state.
As little as ~$40–50k with a scheme place (5% + costs), or ~$160k for a 20% deposit plus costs. We'll map your exact number.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
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