Are you a broker? Explore the MakeMyLoan Broker Operating System →
MakeMyLoan
CalculatorsGuidesAboutContact
Client loginBorrowing powerApply now
Loans
🏠 Home Loans🔄 Refinance🔑 First Home Buyers📈 Investment Loans🏗️ Construction Loans🚗 Car Loans💼 Business Loans🏢 Commercial Loans🚜 Asset Finance🏦 SMSF Loans💳 Personal Loans🌉 Bridging Finance
More
CalculatorsGuidesAboutContact
Client loginApply now
Are you a broker? Broker Operating System →
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

📞 1300 888 369
hello@makemyloan.com.au
Loans
  • Home Loans
  • Refinance
  • First Home Buyers
  • Investment Loans
  • Construction Loans
  • Car Loans
More loans
  • Business Loans
  • Commercial Loans
  • Asset Finance
  • SMSF Loans
  • Personal Loans
  • Bridging Finance
Company
  • Calculators
  • Guides & Articles
  • About us
  • Contact
  • Referral partners
  • For brokers
  • Pricing
  • Features
  • Partner program
  • Request access
  • Client portal
  • Broker login
Legal
  • Privacy policy
  • Credit guide
  • Terms of use
  • Complaints
  • Cookies
© 2026 MakeMyLoan Pty Ltd · Credit Representative 389087, authorised under Australian Credit Licence 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances — a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
Apply📞 Call 1300 888 369
🚗
Car Loans

Drive away with finance that beats the dealership.

We compare car loans across banks and specialist lenders, structure balloons sensibly, and can often approve before you've finished the test drive.

Car Loan CalculatorStart application
Who this is for

Sound like you?

✓New and used car buyers
✓Business owners (chattel mortgage / novated)
✓Buyers offered dealer finance who want a benchmark
✓Anyone refinancing an expensive car loan
Common scenarios

How clients like you use this

Real situations we structure every week — each with its own lender shortlist.

New car purchase

Sharp secured rates for new vehicles, fast approvals, and the negotiating power of being a 'cash buyer' at the dealership.

Business vehicle

Chattel mortgage under your ABN — claim GST credits and depreciation. Low-doc options up to $150k+ without financials.

Balloon restructure

Balloon coming due? We refinance residuals or restructure so the balloon sits safely below the car's value.

Get ahead

Documents you'll need

Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.

  • 📄 Driver licence
  • 📄 2 payslips or business income evidence
  • 📄 Dealer tax invoice or private sale details
  • 📄 ABN details for business use
The journey

How the process works

  1. 1Tell us the car and budget
  2. 2Same-day comparison across lenders
  3. 3Approval — often within 24 hours
  4. 4We settle directly with the dealer or seller
  5. 5You drive away
Why use a broker

What you get that going direct won't give you

✓Dealer finance benchmarked before you sign
✓Balloons sized to real resale values
✓Business structures (chattel/novated) compared after tax
✓Early-payout terms checked up front
Good questions

Frequently asked

Is dealer 0% finance actually good?+

Sometimes — but the margin is usually built into the car price or balloon. We benchmark the total cost so you know.

Can I finance a private sale?+

Yes — most lenders finance private sales with an inspection and clear title (PPSR) check, which we arrange.

No obligation

Talk it through with a car loans specialist

Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.

Privacy consent is required before credit checks or lender discussions.

Get car loans help today

A MakeMyLoan broker will review your numbers and call you with real options — usually the same business day.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy — privacy consent is always captured before any credit checks or lender discussions.