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Are you a broker? Broker Operating System →
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

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© 2026 MakeMyLoan Pty Ltd · Credit Representative 389087, authorised under Australian Credit Licence 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances — a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
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Bridging Finance

Buy the next one before you've sold this one.

Bridging loans carry both properties for 6–12 months so you never lose the right home to timing. We manage peak debt, end debt and the exit.

Estimate RepaymentsStart application
Who this is for

Sound like you?

✓Upgraders who found the next home first
✓Downsizers avoiding double moves
✓Buyers at auction before their sale settles
✓Estates and separations needing time
Common scenarios

How clients like you use this

Real situations we structure every week — each with its own lender shortlist.

Classic bridge

Buy now, sell within 12 months. Interest capitalises during the bridge so there are no double repayments while you transition.

Downsizer bridge

Secure the easier-to-buy property first, then sell the family home without pressure — often netting a better sale price.

Auction opportunity

Unconditional auction purchase with your current home unsold? Bridging makes the timeline work.

Get ahead

Documents you'll need

Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.

  • 📄 Photo ID and income documents
  • 📄 Current home loan statements
  • 📄 Evidence of current property value
  • 📄 Contract on the new purchase
  • 📄 Sale campaign details if underway
The journey

How the process works

  1. 1Peak debt and end debt modelled
  2. 2Conservative valuation of your current home
  3. 3Bridging approval
  4. 4Purchase settles
  5. 5Sale completes — bridge converts to your end loan
Why use a broker

What you get that going direct won't give you

✓Realistic sale-price assumptions stress-tested
✓Capitalised vs serviced interest options compared
✓End-debt loan negotiated at the same time
✓Backup plans if the sale runs long
Good questions

Frequently asked

Do I make repayments during the bridge?+

Often no — interest capitalises onto the loan and is cleared when your current home sells. You need enough equity headroom for this.

What if my house doesn't sell in time?+

Lenders can extend, but with pressure and sometimes step-up rates. We build the timeline around a conservative sale assumption from day one.

No obligation

Talk it through with a bridging finance specialist

Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.

Privacy consent is required before credit checks or lender discussions.

Get bridging finance help today

A MakeMyLoan broker will review your numbers and call you with real options — usually the same business day.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy — privacy consent is always captured before any credit checks or lender discussions.