Are you a broker? Explore the MakeMyLoan Broker Operating System →
We check your current rate against the whole market, negotiate with your existing lender, and only recommend switching when the maths genuinely works.
Real situations we structure every week — each with its own lender shortlist.
If your rate is 0.3%+ above market we'll show you the saving in dollars — and sometimes get your own bank to match without switching.
Fund renovations, a deposit on an investment property, or a business need using equity — structured cleanly for tax purposes.
Roll expensive cards and personal loans into your mortgage with a plan to actually get ahead, not just stretch the term.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
Typically $700–$1,200 in fees, often offset by lender cashbacks. If your LVR is above 80%, new LMI usually kills the deal — we check this first.
One application is a single enquiry with minor impact. We pick the right lender before applying anywhere.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
Privacy consent is required before credit checks or lender discussions.
