Weddings, renovations, medical costs or consolidating cards — compare rate-for-risk lenders without damaging your credit file with scattergun applications.
Real situations we structure every week — each with its own lender shortlist.
Cards at 20%+ rolled into one loan at a fraction of the rate — with the cards closed so the debt actually dies.
Sub-$50k renos can be cheaper and faster via personal loan than a full refinance, once fees are counted.
Excellent credit deserves single-digit rates. We match your profile to the lender that prices it best — one enquiry, not five.
Having these ready can shave days off approval. Your portal checklist personalises this list once you apply.
Excellent profiles: from ~8%. Average: 12–17%. Past credit events price higher. Your rate is set by your profile — we find who prices it best.
Unsecured is standard for most purposes. Secured (against a vehicle) can cut the rate if you have suitable security.
Leave your details and a MakeMyLoan broker will call to talk through your scenario — usually the same business day. Nothing is lodged and no credit check runs until you say go.
Privacy consent is required before credit checks or lender discussions.