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Are you a broker? Broker Operating System →
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

📞 1300 888 369
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© 2026 MakeMyLoan Pty Ltd · Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances — a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
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Our story

A broker operating system, built around you

MakeMyLoan is an Australian finance brokerage that pairs expert human brokers with a modern digital platform. We started with a simple frustration: getting a loan meant email chains, paper forms and weeks of silence — while the tools that could fix it sat unused. So we built our own.

What we built

Human advice, digital delivery

Every MakeMyLoan client gets a licensed broker and a live portal — not one or the other.

Behind every application sits what we call our broker operating system: smart document collection, automated status updates, lender policy matching and compliance checks — all working so your broker can spend their time on strategy, not paperwork.

The result is a file that lands at the lender complete and well-argued, an approval that comes faster, and a client who always knows exactly where things stand. From your first enquiry through to settlement, nothing disappears into a black box.

And because we broker every major loan type — from a first home to a fleet of trucks to a property inside super — the broker who knows your story stays with you as your life and business grow.

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Transparency, always

You see what we compare, why we recommend it, and what we're paid. If staying with your current lender is the right answer, that's the advice you'll get.

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Best Interests Duty

For residential lending, we're legally bound to act in your best interests — not the lender's, not ours. We treat that standard as the floor across everything we do.

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All loan types under one roof

Home, car, business, commercial, asset, SMSF, personal and bridging. Your circumstances change; your broker relationship shouldn't have to.

How we're paid

Free for you on most loans — and always disclosed

No mystery margins. Here's exactly how the money works.

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Lender-paid commission

For standard residential loans, the lender pays us a commission after your loan settles. You pay us nothing, and your rate is the same as going direct — often better, because we negotiate.

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Disclosed before you commit

Every commission we'd earn is disclosed in writing in your credit proposal before you sign anything. Our recommendation is governed by Best Interests Duty, not by who pays more.

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Complex work, agreed up front

Some specialised commercial or private lending work may involve a fee. If it ever applies, it's quoted and agreed in writing before any work begins — never a surprise on an invoice.

The team

Small team, big lender panel

You'll deal with people who know your file — not a call centre.

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Pratik Sharma
Director & Senior Broker

Founded MakeMyLoan to give clients the tooling big banks keep for themselves. Specialises in complex income, investment structures and commercial finance.

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Mia Chen
Broker

First home buyer and refinance specialist. Known for turning confusing scheme eligibility rules into a clear, dollars-and-cents plan.

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Liam O'Connor
Client Support

Keeps every file moving — documents chased, lenders followed up, and clients updated before they ever have to ask.

Have a question before you start?

No forms required — just ask. We'll tell you honestly whether we can help and what it would look like.

Contact usStart an application

MakeMyLoan Pty Ltd. Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. Credit assistance is provided under the National Consumer Credit Protection Act. This website provides general information only and does not take your personal circumstances into account.