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Are you a broker? Broker Operating System โ†’
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

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ยฉ 2026 MakeMyLoan Pty Ltd ยท Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances โ€” a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
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Guides / Car Loans

Car Loans guides

Broker-written guides on car loans โ€” what lenders look for, what things cost, and how to get a better outcome.

Home LoansCredit & ApprovalRefinanceFirst Home BuyersInvestment LoansBusiness LoansCommercial FinanceCar LoansAsset FinanceSMSF LoansPersonal LoansBridging Finance
Hatchback parked on a suburban streetCar Loans

Car loans for Uber and rideshare drivers: what lenders usually check

How Australian lenders assess rideshare income, vehicle age limits and insurance for Uber drivers โ€” consumer loan vs chattel mortgage, and mistakes to avoid.

5 min readยท12 July 2026
Driver at the wheel of a car in city traffic at duskCar Loans

Consumer car loans vs commercial car loans: what's the difference?

Personal car loan or business car finance? How NCCP rules, assessment, chattel mortgages, leases, GST and balloon payments differ โ€” and which suits whom.

6 min readยท12 July 2026
Hatchback parked on a suburban street
Car Loans

How dealer finance really works โ€” and why pre-approval changes the game

How dealership finance desks really work, why rates are flexible at the desk, what 0% finance fine print hides, and how pre-approval changes the negotiation.

6 min readยท11 July 2026
Driver at the wheel of a car in city traffic at duskCar Loans

Car loans explained: secured vs unsecured, balloons, and the traps in the fine print

Secured vs unsecured car loans, vehicle age limits, balloon payments and comparison rates explained โ€” plus why pre-approval before the dealership matters.

6 min readยท11 July 2026
Ready when you are

Explore our car loans options

See how MakeMyLoan brokers compare lenders and structure car loans โ€” no obligation, no jargon.

Car Loans โ€” see your options