Are you a broker? Explore the MakeMyLoan Broker Operating System โ†’
MakeMyLoan
CalculatorsGuidesAboutContact
Client loginBorrowing powerApply now
Loans
๐Ÿ  Home Loans๐Ÿ”„ Refinance๐Ÿ”‘ First Home Buyers๐Ÿ“ˆ Investment Loans๐Ÿ—๏ธ Construction Loans๐Ÿš— Car Loans๐Ÿ’ผ Business Loans๐Ÿข Commercial Loans๐Ÿšœ Asset Finance๐Ÿฆ SMSF Loans๐Ÿ’ณ Personal Loans๐ŸŒ‰ Bridging Finance
More
CalculatorsGuidesAboutContact
Client loginApply now
Are you a broker? Broker Operating System โ†’
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

๐Ÿ“ž 1300 888 369
hello@makemyloan.com.au
Loans
  • Home Loans
  • Refinance
  • First Home Buyers
  • Investment Loans
  • Construction Loans
  • Car Loans
More loans
  • Business Loans
  • Commercial Loans
  • Asset Finance
  • SMSF Loans
  • Personal Loans
  • Bridging Finance
Company
  • Calculators
  • Guides & Articles
  • About us
  • Contact
  • Referral partners
  • For brokers
  • Pricing
  • Features
  • Partner program
  • Request access
  • Client portal
  • Broker login
Legal
  • Privacy policy
  • Credit guide
  • Terms of use
  • Complaints
  • Cookies
ยฉ 2026 MakeMyLoan Pty Ltd ยท Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances โ€” a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
Apply๐Ÿ“ž Call 1300 888 369
Guides / First Home Buyers

First Home Buyers guides

Broker-written guides on first home buyers โ€” what lenders look for, what things cost, and how to get a better outcome.

Home LoansCredit & ApprovalRefinanceFirst Home BuyersInvestment LoansBusiness LoansCommercial FinanceCar LoansAsset FinanceSMSF LoansPersonal LoansBridging Finance
Family home with a wide verandah and front lawnFirst Home Buyers

First home buyer grants and duty concessions in WA: what's on offer

Western Australia's First Home Owner Grant, first home owner duty rate, north-south value cap differences, Keystart and federal schemes โ€” explained simply.

6 min readยท11 July 2026
New townhouse entry at sunsetFirst Home Buyers

Guarantor Home Loans: How They Work and What Guarantors Risk

How guarantor home loans work in Australia, the real risks for parents guaranteeing a loan, how the guarantee is released and the alternatives to consider.

5 min readยท11 July 2026
Bright living room in a first apartment
First Home Buyers

LMI Explained: What It Costs, Who It Protects and How to Avoid It

What lenders mortgage insurance is, who it really protects, how premiums are priced in LVR bands, profession waivers and the family guarantee alternative.

5 min readยท11 July 2026
Family home with a wide verandah and front lawnFirst Home Buyers

Low Deposit Home Loans: Your Options With 5-10% Saved

How to buy a home with a 5-10% deposit in Australia: paying LMI, using a guarantor, the federal Home Guarantee Scheme and genuine savings rules explained.

5 min readยท11 July 2026
House keys on a keyring beside a model homeFirst Home Buyers

First home buyer grants and concessions in NSW: what help is available

The NSW First Home Owner Grant, transfer duty exemptions and federal Home Guarantee Scheme explained โ€” what each covers, who qualifies and how to stack them.

5 min readยท11 July 2026
New townhouse entry at sunsetFirst Home Buyers

First home buyer grants and duty concessions in Queensland explained

Queensland's First Home Owner Grant, first home and vacant land transfer duty concessions, residence rules and how federal schemes work alongside them.

6 min readยท11 July 2026
Bright living room in a first apartmentFirst Home Buyers

First home buyer grants and duty concessions in Victoria: your options

Victoria's First Home Owner Grant, stamp duty exemption and concession bands, regional and off-the-plan nuances, and how federal schemes stack on top.

6 min readยท11 July 2026
House keys on a keyring beside a model homeFirst Home Buyers

The Complete First Home Buyer Guide: From Deposit to Settlement

Step-by-step guide for Australian first home buyers: saving a deposit, grants and schemes, pre-approval, making an offer and what happens at settlement.

5 min readยท5 May 2026
Ready when you are

Explore our first home buyers options

See how MakeMyLoan brokers compare lenders and structure first home buyers โ€” no obligation, no jargon.

First Home Buyers โ€” see your options