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Broker-written guides on credit & approval — what lenders look for, what things cost, and how to get a better outcome.
Credit & ApprovalYes, you can get a home loan on probation — lender policies vary. What matters: employment continuity, your role type, and the documents that strengthen it.
Credit & ApprovalA practical 3-6 month preparation plan for home loan approval: close unused cards, clean bank statements, stabilise employment and build genuine savings.
Credit & ApprovalWhat happens between unconditional loan approval and getting the keys: loan documents, conveyancing, e-settlement, final inspection and common delays.
Credit & ApprovalHow credit scores work in Australia, what actually moves them, how lenders really use them, and how to check and fix your credit file for free.
Credit & ApprovalHow lenders treat HELP debt, why compulsory repayments cut borrowing capacity, and when paying it out before a home loan helps — or hurts your deposit.
Credit & ApprovalHow lenders assess self-employed income: full-doc vs alt-doc, 1 vs 2 years of financials, add-backs, trust structures and why lodging on time matters.
Credit & ApprovalCommon home loan application mistakes — multiple lender applications, job changes, undisclosed debts, pre-settlement spending — and how to avoid each.
Credit & ApprovalEvery document lenders ask for in a home loan application — PAYG and self-employed checklists, purchase vs refinance extras, and why 90-day statements matter.
See how MakeMyLoan brokers compare lenders and structure credit & approval — no obligation, no jargon.
