Guides & straight answers
Plain-English lending guides from the MakeMyLoan team.
Western Australia's First Home Owner Grant, first home owner duty rate, north-south value cap differences, Keystart and federal schemes — explained simply.
How guarantor home loans work in Australia, the real risks for parents guaranteeing a loan, how the guarantee is released and the alternatives to consider.
What lenders mortgage insurance is, who it really protects, how premiums are priced in LVR bands, profession waivers and the family guarantee alternative.
How to buy a home with a 5-10% deposit in Australia: paying LMI, using a guarantor, the federal Home Guarantee Scheme and genuine savings rules explained.
The NSW First Home Owner Grant, transfer duty exemptions and federal Home Guarantee Scheme explained — what each covers, who qualifies and how to stack them.
Queensland's First Home Owner Grant, first home and vacant land transfer duty concessions, residence rules and how federal schemes work alongside them.
Victoria's First Home Owner Grant, stamp duty exemption and concession bands, regional and off-the-plan nuances, and how federal schemes stack on top.
Step-by-step guide for Australian first home buyers: saving a deposit, grants and schemes, pre-approval, making an offer and what happens at settlement.