Guides & straight answers
Plain-English lending guides from the MakeMyLoan team.
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car loans
Car loans for Uber and rideshare drivers: what lenders usually check
How Australian lenders assess rideshare income, vehicle age limits and insurance for Uber drivers — consumer loan vs chattel mortgage, and mistakes to avoid.
MakeMyLoan Editorial · 5 min read
car loans
Consumer car loans vs commercial car loans: what's the difference?
Personal car loan or business car finance? How NCCP rules, assessment, chattel mortgages, leases, GST and balloon payments differ — and which suits whom.
MakeMyLoan Editorial · 6 min read
car loans
How dealer finance really works — and why pre-approval changes the game
How dealership finance desks really work, why rates are flexible at the desk, what 0% finance fine print hides, and how pre-approval changes the negotiation.
MakeMyLoan Editorial · 6 min read
car loans
Car loans explained: secured vs unsecured, balloons, and the traps in the fine print
Secured vs unsecured car loans, vehicle age limits, balloon payments and comparison rates explained — plus why pre-approval before the dealership matters.
MakeMyLoan Editorial · 6 min read