Guides & straight answers
Plain-English lending guides from the MakeMyLoan team.
Allasset finance (3)car loans (4)credit and approval (8)smsf loans (3)refinance (6)commercial finance (4)home loans (10)first home buyers (8)investment loans (5)personal loans (3)bridging finance (1)business loans (3)
commercial finance
Buying a premises for your business: commercial loan basics
Rent vs buy, how owner-occupier commercial loans are assessed, deposits, GST and going concern, buying entity options including SMSF, and settlement timelines.
MakeMyLoan Editorial · 6 min read
commercial finance
How lenders assess commercial property loans: valuations, tenants and cover ratios
Inside commercial credit assessment — income vs comparable-sales valuations, tenancy profiles, interest cover, LVR by asset type, reviews and covenants.
MakeMyLoan Editorial · 6 min read
commercial finance
Lease doc lending: how commercial lenders look at tenant income
Lease-doc commercial loans are serviced by the property's rent alone. What lenders scrutinise — lease term, tenant quality, interest cover — and the risks.
MakeMyLoan Editorial · 6 min read
commercial finance
Commercial property loans: what changes when the property isn't a home
How commercial property finance differs from residential — owner-occupier vs investment, typical LVR ranges, lease-doc vs full-doc, valuations and GST basics.
MakeMyLoan Editorial · 6 min read