Are you a broker? Explore the MakeMyLoan Broker Operating System โ†’
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๐Ÿ  Home Loans๐Ÿ”„ Refinance๐Ÿ”‘ First Home Buyers๐Ÿ“ˆ Investment Loans๐Ÿ—๏ธ Construction Loans๐Ÿš— Car Loans๐Ÿ’ผ Business Loans๐Ÿข Commercial Loans๐Ÿšœ Asset Finance๐Ÿฆ SMSF Loans๐Ÿ’ณ Personal Loans๐ŸŒ‰ Bridging Finance
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Are you a broker? Broker Operating System โ†’
MakeMyLoan

Clear loans. Straight answers. Better decisions. Australian finance broking across home, business, commercial, car, asset, SMSF, personal and bridging finance.

๐Ÿ“ž 1300 888 369
hello@makemyloan.com.au
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  • Refinance
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ยฉ 2026 MakeMyLoan Pty Ltd ยท Credit Representative 389087, authorised under Australian Credit Licence ACL 548289. All loan applications are subject to lender assessment and approval. Calculator results are estimates only and do not constitute credit advice or an offer of credit. Comparison rates are based on a $150,000 loan over 25 years and may not reflect the true cost of your loan. Consider whether any product is right for your circumstances โ€” a licensed MakeMyLoan Pty Ltd broker will review every recommendation with you and provide a credit guide before any credit assistance is given. Call us on 1300 888 369 or email hello@makemyloan.com.au.
Apply๐Ÿ“ž Call 1300 888 369
Australian broker-led finance

Clear loans.
Straight answers.
Better decisions.

MakeMyLoan compares home, business, commercial, car, asset, SMSF, personal and bridging finance โ€” with a licensed Australian broker walking beside you from first question to settlement. No jargon, no pressure, no guessing where you stand.

Apply nowCheck borrowing power๐Ÿ“ž Call 1300 888 369
Get matched with a broker

60 seconds. No credit check to enquire.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy โ€” privacy consent is always captured before any credit checks or lender discussions.

  • ๐Ÿ”No credit check to enquire
  • ๐Ÿ‡ฆ๐Ÿ‡บLicensed Australian brokers
  • โš–๏ธBest Interests Duty โ€” our advice must legally serve you
  • ๐ŸงญAll 8 loan types, one team
Lenders on our panel includeANZCBAWestpacNABMacquarieINGSt.GeorgeBankwestPepper MoneyLibertyFirstmacPlentiWisr
Every loan type

Whatever you're financing, it lives here

Eight loan types, one broker relationship, one portal. Pick your path and we'll take it from there.

๐Ÿ 
Home Loans

Compare the market, secure pre-approval and settle with confidence.

Explore โ†’
๐Ÿš—
Car Loans

Beat dealer finance with approvals often inside 24 hours.

Explore โ†’
๐Ÿ’ผ
Business Loans

Working capital and growth funding matched to your cash flow.

Explore โ†’
๐Ÿข
Commercial Loans

Offices, warehouses and retail โ€” full-doc to lease-doc.

Explore โ†’
๐Ÿšœ
Asset Finance

Trucks, machinery and equipment with low-doc options to $250k.

Explore โ†’
๐Ÿฆ
SMSF Loans

Property inside super with the right structure, done properly.

Explore โ†’
๐Ÿ’ณ
Personal Loans

One enquiry, priced to your profile โ€” not the average.

Explore โ†’
๐ŸŒ‰
Bridging Finance

Buy the next home before you've sold this one.

Explore โ†’
Straight answers

The questions everyone asks. Answered honestly.

No 'it depends' without telling you what it depends on. Here's how we talk โ€” and how our tools work.

How much can I actually borrow?

Usually less than the bank's ad suggests โ€” lenders assess you at a buffer rate around 3% above what you'd pay. Our calculator uses that real buffer, so the number you see is one you can plan around.

Check your borrowing power โ†’
Is my bank's rate any good?

If you haven't repriced in two years, probably not โ€” lenders save their sharpest rates for new customers. Run your loan through our repayment calculator and see what the difference costs you each month.

Compare your repayments โ†’
What will this cost me?

For standard residential loans, our service costs you nothing โ€” the lender pays us, and we disclose every dollar. The real cost to watch is stamp duty, LMI and fees, so we built calculators for those too.

See every calculator โ†’
What clients say

Clear communication, better outcomes

Reviews from MakeMyLoan clients.

โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œOur broker told us up front which lenders would knock us back and why, which no one else had bothered to do. We were pre-approved in nine days and settled without a single surprise.โ€

Sarah M.
Baulkham Hills, NSW
โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œEvery question got a straight answer, even the awkward ones about our credit history. The portal showed exactly where our application was, so we never had to chase anyone.โ€

Daniel & Priya K.
Point Cook, VIC
โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œAs a sole trader I'd been told 'too hard' twice before. MakeMyLoan found a lender that understood my financials and saved me 0.4% against the offer my own bank made.โ€

Marcus T.
Paddington, QLD

Client stories shown are illustrative examples of the MakeMyLoan experience.

How it works

Five steps from 'thinking about it' to settled

Most clients spend under an hour of their own time across the whole journey.

  1. 1
    Tell us your goal

    A quick chat or online application โ€” what you're financing and when.

    โ†’
  2. 2
    Upload documents

    Your secure portal shows a personalised checklist. Snap, upload, done.

    โ†’
  3. 3
    We compare options

    We test your scenario across our lender panel and explain the trade-offs plainly.

    โ†’
  4. 4
    We prepare your application

    Your broker lodges a complete, lender-ready file and fields every question.

    โ†’
  5. 5
    Track to settlement

    Follow approval, conditions and settlement live in your portal.

Start step one now
Who you're dealing with

Licensed, accountable, and easy to reach

MakeMyLoan is operated by MakeMyLoan Pty Ltd. Every broker on our team is bound by Best Interests Duty โ€” a legal obligation to recommend what serves you, not what pays us most.

Best Interests Duty
Talk to a human

Real brokers answer our phones โ€” no call centre scripts, no hold music marathons.

๐Ÿ“ž Call 1300 888 369โœ‰๏ธ hello@makemyloan.com.au

Weekdays 8:30amโ€“6pm AEST. After hours, leave a message or start an enquiry โ€” we'll call you back.

Guides & insights

Learn the game before you play it

Plain-English guides written by brokers who lodge these loans every week.

Browse all guides โ†’
Ready when you are

The best loan you'll ever get is the one someone fought for.

Tell us what you're financing and a MakeMyLoan broker will call you with real options โ€” usually the same business day. No obligation, no pressure, and no cost for standard residential loans.

  • โœ“ Best Interests Duty โ€” our advice must legally serve you
  • โœ“ Your scenario tested across a wide lender panel
  • โœ“ Everything tracked in your own client portal
๐Ÿ“ž Prefer to talk? Call 1300 888 369
Talk to a broker today

A MakeMyLoan broker will review your numbers and call you with real options โ€” usually the same business day.

By submitting you agree to be contacted by MakeMyLoan about your enquiry. Your details are handled under our privacy policy โ€” privacy consent is always captured before any credit checks or lender discussions.

Are you a broker? Explore the MakeMyLoan Broker Operating System โ†’